PayPal Permanently Limited
As a PayPal user, your account is permanently limited when you can no longer use your account and can also not create another account. Money in an account of such nature is retained for One Hundred and eighty (180) days. PayPal would refuse provisions of any of its services.
REASONS WHY YOUR ACCOUNT MAY BE PERMANENTLY LIMITED.
One of PayPal’s policies is to refund all monetary transactions that are unauthorized or made in error. As a result of this, PayPal maintains strict security over its users. Whenever there is any suspicious activity on any account, they limit such an account.
The following are reasons why your account can be permanently limited:
(1) Violation of terms of the agreement.
(2) Fraudulent activities.
1. Violation of terms and conditions.
Violation of terms occurs when one of the parties in an agreement fails to perform under the regulation binding a contract. PayPal may permanently limit an account if any violation of terms and agreement is perceived. Examples of Violations on PayPal include:
Transactions that involve substances or products that proffer a risk to consumer safety. Transactions that involve drug paraphernalia, cigarettes, and contraband goods. Any content that promotes hate, violence, or any form of intolerance that is discriminatory. Any transaction that involves the sale of products that violate any copyright, trademark, right of publicity, privacy, and policy. A transaction involving erotic or sensually oriented materials or services. A transaction involving certain weapons, ammunition, firearms, or firearms accessories.
2. Fraudulent and illegal activities.
Fraudulent activities are those criminal activities carried out for financial gain or personal interest. When PayPal senses any fraudulent activity on an account, it may also limit such an account. Examples of fraudulent activities on PayPal include:
Sales of goods or services identified by government agencies to be highly fraudulent. Any transaction that involves offering or receiving payments for bribery or corruption. Transactions supporting Ponzi schemes. Sale of stolen goods. Items that promote or facilitate illegal activities
WHAT HAPPENS TO AN ACCOUNT THAT IS PERMANENTLY LIMITED?
When an account is permanently limited;
The user would not be able to access the account or any of PayPal’s services. The user would not be able to create a new account. The user would not be able to access funds remaining in the account, and funds are retained for 180 days. If there is any refund request, dispute, or claims relating to such an account, the leftover funds are used to settle any request, dispute, and claims. After 180 days, if there are still leftover funds, PayPal sends an email with instructions on how leftover funds can be recovered. If there are not enough funds remaining in the account for refunds, disputes, or claims, the user would have to pay for them with a personal account.
WHAT CAN YOU DO IF YOUR ACCOUNT IS PERMANENTLY LIMITED?
If you can contact a PayPal employee of high relevance, such a person could assist in lifting permanent limitations on your account. However, this process takes time, is cumbersome, and tiring. PayPal would lift the limitation once they find out they were wrong about you.
You can also contact PayPal immediately, especially if your account has been hacked. You can send the company a message on its Facebook or Twitter account.
You can also visit the PayPal website and click on any icon on
any of these sections to send a message.
Message usCall usAsk the communityThe resolution centers
HOW DO YOU AVOID PERMANENT LIMITATIONS ON YOUR PAYPAL ACCOUNT?
Reversal of permanent limitations is usually not possible. It is rather safer to avoid any situation that may lead to a permanent limitation of your account. The following are ways permanent limitations of your PayPal account can be avoided.
The most important way to avoid the permanent limitation on your PayPal account is by reading the company’s terms and conditions and adhering strictly to them. Other ways include:
Verifying your account. Holding back for a while before using your account. Staying away from ProxiesAvoiding connections to limited accounts. Be careful with eBay.
1. Verifying your account.
Cybercrimes such as scams in recent times have been connected to PayPal accounts. As a result of this, PayPal closely monitors new accounts. To verify your PayPal account, provide every necessary information requested from you, such as credit card, bank account, address, and national ID cards.
2. Holding back for a while before using your account.
It is advised to wait at least thirty (30) days before carrying out any significant money transfer on your PayPal account. The company monitors recent accounts for thirty (30) days since many fraudulent activities occur within this period.
3. Staying away from proxies.
Proxy usually hides your real identity, identifying you as anonymous. This action is a tip-off for PayPal.
4. Avoiding connections to limited accounts.
According to PayPal’s terms of service, you can have one personal and business account. If you create a personal account and it becomes limited, registering for another personal account may limit that account.
5. Be careful with eBay.
PayPal and eBay accounts are the most convenient methods for making monetary transactions. However, since they are both owned by the same company, it is advised to be careful while using these accounts. A negative review on your eBay account can affect your PayPal account.
As a PayPal user, it is relevant to note that caution is taken when carrying out activities carried out on your account. More so, security consciousness is advised in order to prevent your account from being hacked. If you notice any unusual activity, contact PayPal immediately. Always bear in mind that a permanent limitation on your PayPal account cannot be reversed. You would also not have access to any of PayPal’s services. All funds in a permanently limited account would be retained for one hundred and eighty (180) days.
